> For the complete documentation index, see [llms.txt](https://docs.ezeebit.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.ezeebit.com/introduction/ezeebit-api.md).

# Ezeebit API

Accept crypto, hold and convert balances, and pay your customers out — from one API and one set of credentials.

Accept crypto from your customers and receive fiat in your bank account the next business day. Hold the balance instead if you prefer, convert between fiat and USDT at a quoted rate, move funds out to your own bank account or wallet, or pay your own customers out in crypto.

Every one of those runs on the same credentials, the same signing scheme and the same response envelope.

## What you can build

<table><thead><tr><th width="200">Product</th><th>What it does</th><th width="140">Start here</th></tr></thead><tbody><tr><td><strong>Payment Gateway</strong></td><td>Take crypto payments on a checkout page we host. Hedged to stablecoin on arrival, so you never hold price risk. Fiat settles to your bank on T+1.</td><td>Overview</td></tr><tr><td><strong>Payout Gateway</strong></td><td>Pay your own customers out in crypto, funded from a fiat float you hold with us. Travel Rule screening and the consumer journey are handled for you.</td><td>Overview</td></tr><tr><td><strong>Wallets</strong></td><td>Read your fiat and USDT balances and ledger, convert between them, and withdraw to a bank account or a whitelisted on-chain address.</td><td>Overview</td></tr><tr><td><strong>Merchants &#x26; stores</strong></td><td>Onboard and manage stores and sub-merchants, and read fees, taxes and transaction history. Built for platforms as much as single merchants.</td><td>Get Merchant</td></tr></tbody></table>

## Assets and networks

<table><thead><tr><th width="180">Asset</th><th>Networks</th></tr></thead><tbody><tr><td>BTC</td><td>Bitcoin</td></tr><tr><td>ETH</td><td>Ethereum</td></tr><tr><td>BNB</td><td>BNB Smart Chain</td></tr><tr><td>USDT</td><td>Ethereum, TRON, Solana, BNB Smart Chain</td></tr><tr><td>USDC</td><td>Ethereum, Solana</td></tr><tr><td>SOL</td><td>Solana</td></tr><tr><td>TRX</td><td>TRON</td></tr><tr><td>Fiat Rails</td><td>ZAR, NGN, KES</td></tr></tbody></table>

Customers can also pay from an exchange account — **Luno**, **VALR** or **Binance** — or from any of 700+ self-custody wallets via **WalletConnect**. More assets are available on request.

**Incoming crypto is hedged immediately.** The moment a payment arrives it is converted to stablecoin, so a settlement is never exposed to the price of the asset your customer paid in.

**Settlement is your choice.** Take fiat to your bank on the next business day, or leave the proceeds in your Ezeebit wallets and move them yourself.

## Built for platforms as well as merchants

Every merchant and sub-merchant gets its own API key and its own IP allowlist, so a platform can onboard and isolate the businesses it serves without proxying their traffic. Stores, wallets, whitelisted destinations and payout limits are all scoped per brand.

Ready to get technical? Continue to Environments & base URLs, then API Authentication for request signing.